October 31, 2020

Throwback to our London vacation from last year. Travel is one of our money rock…


Throwback to our London vacation from last year. Travel is one of our money rocks–something that we always prioritize when we’re setting our budget for the year.
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Last year we went to London. The year before we took a cruise to the Caribbean. The year before that? Singapore. And we’ve taken a number of smaller domestic trips along the way.
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But would you believe that I didn’t even have a passport until I was 30 years old? For so many years I told myself that I couldn’t afford to travel. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
All the while I spent hundreds or thousands every month on eating out, on cable that I barely watched, on clothes that I rarely wore–even when my household income was less than six-figures.
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It’s not that I didn’t know how to budget. I did. In fact, I’ve been using a one year spending plan for almost 18 years now.
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The issue was that I never stopped to ask myself what was most important to me BEFORE I sat down to make my budget. I never stopped to question whether my spending habits aligned with the life that I wanted. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
Budgeting isn’t about sacrifice or deprivation. It’s about using your money to create the life that you want.



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